Becoming a legal resident of the United States is a significant milestone, but it comes with responsibilities and important steps to take. If you’ve recently obtained a Green Card, knowing your rights and obligations will help you navigate life in the U.S. smoothly.
One of the most crucial aspects is obtaining a Social Security Number (SSN), which plays a vital role in your ability to work, pay taxes, and access financial services. Let’s break down the key points every new legal resident should know.
Social Security
A Social Security Number (SSN) is essential for living and working legally in the U.S. It serves as an identification number for tax purposes and is required for employment, opening bank accounts, and receiving government benefits.
If you applied for an immigrant visa, your SSN was likely requested at the same time. This means you don’t need to apply separately once you arrive in the U.S. Your SSN card should be mailed to your registered address within a few weeks of your arrival.
Benefits
Can Green Card holders receive Social Security benefits? The short answer is yes—but with conditions. After three weeks of receiving your SSN, you can apply for Social Security benefits, but eligibility depends on various factors, including your work history and contributions to Social Security through payroll taxes.
To qualify for retirement, disability, or survivor benefits, you typically need to earn 40 work credits, which takes about ten years of employment in the U.S.
If you’ve worked in another country that has a Social Security agreement with the U.S., your work history there may count toward your eligibility.
Health Insurance
Green Card holders can obtain health insurance through their employers or purchase a plan from the U.S. insurance marketplace. Health coverage is essential because medical costs in the U.S. can be extremely high.
Eligibility
Some Green Card holders may be eligible for Medicare or Medi-Cal (California’s Medicaid program). However, there’s a key requirement: you must have lived in the U.S. for at least five years as a legal resident.
During this period, you may need to purchase private insurance to cover medical expenses.
No Free Medical Care
It’s a common misconception that a Green Card grants free healthcare benefits. In reality, legal residents must find their own health coverage. Without insurance, medical bills can be overwhelming, so securing a plan as soon as you arrive is highly recommended.
Residency Status
As a Green Card holder, you’re required to file U.S. taxes on your worldwide income. Even if you leave the country, your tax obligations may continue unless you formally surrender your Green Card.
If you decide to renounce your residency, consult a tax professional to know the implications for Social Security and other benefits.
Adjusting to life as a U.S. legal resident comes with challenges, but staying informed about your rights and responsibilities makes the transition smoother.
Prioritizing essential documents like your SSN, securing health insurance, and knowing tax obligations will help set you up for success in your new home.
FAQs
Do Green Card holders get Social Security?
Yes, but they must work and pay into the system to qualify for benefits.
How do I get a Social Security Number?
If you applied for an immigrant visa, your SSN is automatically issued.
Can Green Card holders get Medicare?
Yes, after living in the U.S. for at least five years as a legal resident.
Is health insurance free for Green Card holders?
No, you must buy a plan through an employer or the marketplace.
Do I still pay U.S. taxes if I leave the country?
Yes, unless you officially renounce your Green Card status.
