The financial stability of American families depends on several factors, including government assistance programs. Each year, the U.S. Department of Agriculture (USDA) adjusts Supplemental Nutrition Assistance Program (SNAP) benefits to reflect changes in the cost of living (COLA).
These adjustments help ensure that families in need continue to receive adequate support.
For 2025, SNAP benefits have been updated, with increases in maximum allocations for eligible households. If you rely on SNAP benefits, it’s important to check how these COLA adjustments impact your monthly assistance.
COLA
The COLA adjustment is designed to account for rising food costs and inflation. Each year, the USDA’s Food and Nutrition Service (FNS) updates SNAP maximum allowances, income eligibility limits, and allowable deductions. These changes took effect in October 2024 and will remain valid until September 2025.
The adjustments apply to all 48 states and the District of Columbia, as well as to Hawaii, Alaska, Guam, and the U.S. Virgin Islands, though the specific benefit amounts vary by location.
Eligibility
SNAP eligibility is based on net income, which is calculated as gross income minus allowable deductions. Households must meet income requirements to qualify, and the amount of benefits received depends on family size and location.
Below is the updated maximum SNAP benefit allocation for households in the 48 contiguous states and the District of Columbia:
| Household Size | Maximum SNAP Benefit (Monthly) |
|---|---|
| 1 | $292 |
| 2 | $536 |
| 3 | $768 |
| 4 | $975 |
| 5 | $1,158 |
| 6 | $1,390 |
| 7 | $1,536 |
| 8 | $1,756 |
| Each Additional Person | +$220 |
Benefit Amounts
SNAP maximum allocations vary in Hawaii, Alaska, Guam, and the U.S. Virgin Islands. These states and territories typically have higher benefit limits due to the increased cost of living. If you live in one of these areas, you can check the USDA website for exact figures.
How to Check
To see if your SNAP benefits increased due to the 2025 COLA adjustment, you can:
- Log in to your state’s SNAP portal to review updated benefits.
- Check your Electronic Benefits Transfer (EBT) balance to confirm the amount.
- Contact your local SNAP office for details on how COLA changes impact your household.
If you’re not receiving the maximum amount, your benefits are determined based on your household’s income and expenses. The COLA adjustment ensures that those most in need receive appropriate assistance.
The SNAP COLA adjustment is a crucial step in helping low-income households cope with rising costs. If you depend on SNAP, staying informed about these changes will help you better manage your food budget in 2025.
FAQs
When did the 2025 SNAP COLA adjustment take effect?
The new SNAP benefit amounts started in October 2024 and last until September 2025.
How much is the maximum SNAP benefit for a family of four?
A household of four can receive up to $975 per month in SNAP benefits.
Does every SNAP recipient get the maximum benefit?
No, SNAP benefits are based on household income and allowable deductions.
How can I check if my SNAP benefits increased?
You can log in to your state’s SNAP portal or check your EBT balance.
Do SNAP benefits differ in Alaska and Hawaii?
Yes, higher benefit amounts apply due to the higher cost of living in those areas.
