The UK’s Department for Work and Pensions (DWP) is urging pensioners to check their eligibility for extra financial support. Many retirees are unaware that they could receive up to £109 per week through Attendance Allowance and Pension Credit. Over 800,000 eligible pensioners are currently missing out on these essential benefits.
If you or a loved one is struggling financially, now is the time to check eligibility and claim the support you deserve. This article will explain what these benefits are, who qualifies, and how to apply.
Attendance
Attendance Allowance is designed to help pensioners with disabilities or long-term illnesses who need assistance with daily activities. Unlike some benefits, it is not means-tested, meaning your income and savings do not affect your eligibility.
Amount
The benefit is paid at two rates:
| Rate | Amount Per Week | Amount Per Year | Eligibility |
|---|---|---|---|
| Lower Rate | £72.65 | £3,778 | Need help during the day or at night |
| Higher Rate | £108.55 | £5,306 | Need help both during the day and night |
Who Can Apply?
To qualify for Attendance Allowance, you must:
- Be over State Pension age (currently 66 or older)
- Have a long-term illness or disability for at least six months
- Require help with daily activities such as dressing, bathing, eating, or taking medication
You do not need a full-time carer to be eligible—just the need for assistance is enough to apply.
How to Apply
To apply, you need to fill out a form (AA1) and send it by post. You can download the form from the official government website. If you need help completing it, organizations like Age UK and Citizens Advice can assist you.
Pension
Pension Credit is a financial top-up for low-income pensioners, ensuring they have a minimum weekly income. Many pensioners mistakenly believe they do not qualify, but even those with small pensions or savings may still be eligible.
Amount
| Household Type | Minimum Weekly Income After Pension Credit |
|---|---|
| Single Pensioner | £218.15 |
| Couple | £332.95 |
Even if your income is slightly above these thresholds, you may still qualify for some support.
Who Is Eligible?
To qualify for Pension Credit, you must:
- Be over State Pension age
- Live in the UK
- Have a low income (even those with savings or a small pension might still qualify)
If you are unsure whether you qualify, it is always worth checking. Many pensioners assume they are ineligible when they could actually receive financial assistance.
How to Apply
You can apply for Pension Credit through multiple channels:
- Online: Apply at the government’s official website
- By Phone: Call the Pension Credit claim line at 0800 99 1234
- By Post: Download the form and mail it
Additionally, you can use the Pension Credit Calculator on the government website to check eligibility before applying.
Why Apply
Many pensioners miss out on benefits simply because they do not check their eligibility. Even if you only qualify for a small amount, Pension Credit can unlock additional perks, including:
- Free NHS prescriptions and dental care
- Help with heating costs through the Warm Home Discount
- Reduced council tax
- Free TV license for those over 75
Since claims can be backdated for up to three months, it is important to apply as soon as possible.
Check
If you are unsure whether you qualify, follow these steps:
- Use the Government’s Official Calculators
- Attendance Allowance Guide: Find out if you qualify
- Pension Credit Calculator: Check how much you could receive
- Contact Citizens Advice
- Visit your local Citizens Advice branch for personalized help
- Apply Even If You Are Unsure
- Many pensioners who think they are ineligible actually qualify for financial support
These benefits exist to help pensioners live more comfortably—do not miss out on the extra support you may be entitled to. Check today and secure the financial help you deserve.
FAQs
Who qualifies for Attendance Allowance?
Pensioners over 66 who need help due to illness or disability.
How much is the higher rate of Attendance Allowance?
The higher rate is £108.55 per week, or £5,306 per year.
Can I get Pension Credit if I have savings?
Yes, even pensioners with savings may still qualify for support.
How do I apply for Pension Credit?
Apply online, by phone at 0800 99 1234, or by post.
Does Pension Credit offer extra benefits?
Yes, it can provide free prescriptions, heating discounts, and more.
