The 2025 tax season is officially here, and if you’re eager to get your refund, timing is everything. The IRS started accepting 2024 tax returns on January 18, 2025, and most refunds are issued within 21 days of filing.
However, several factors, such as filing method and claimed credits, can impact when you receive your money.
So, how soon can you expect your tax refund? Let’s break it down.
Timeline
If you file electronically and opt for direct deposit, you’ll get your refund faster than those waiting for a paper check. Here’s an estimate based on when the IRS accepts your return:
| Filing Date | Direct Deposit Refund | Paper Check Refund |
|---|---|---|
| By January 27 | February 7 | February 14 |
| By February 3 | February 14 | February 21 |
| By February 17 | February 28 | March 7 |
| By March 3 | March 14 | March 21 |
| By April 7 | April 18 | April 25 |
| By April 14 | April 25 | May 2 |
Key Takeaway
If you file early and electronically with direct deposit, you can get your refund in as little as 10 to 21 days. Filing later, especially near the April 15 tax deadline, may result in longer processing times.
Delay Factors
While the IRS aims for quick turnaround times, some factors can delay your refund:
- Claiming Certain Credits: If you claim the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), expect delays. Refunds for these credits won’t be available until March 3, 2025.
- Filing a Paper Return: Paper returns take longer to process, adding an extra 4-6 weeks to your wait time.
- Errors or Missing Information: Incorrect Social Security numbers, mismatched income details, or missing forms can slow things down.
- Tax Debts: If you owe back taxes or other government debts, your refund may be reduced or delayed.
- Filing During Peak Season: The closer you file to April 15, the more likely you are to experience processing delays due to high IRS workload.
Refund Status
Wondering where your money is? The IRS offers two tools to track your refund:
- “Where’s My Refund?” Tool: Available on IRS.gov, this tool updates refund status 24 hours after e-filing.
- IRS2Go App: A mobile-friendly option for tracking refunds on the go.
Tips
Want to get your refund as quickly as possible? Follow these steps:
- File early – Avoid peak season delays.
- E-file your return – Paper returns take much longer.
- Choose direct deposit – It’s faster and more secure than a paper check.
- Double-check your information – Ensure accuracy to prevent IRS processing delays.
- Track your refund status – Use the IRS tools to monitor progress.
By taking these steps, you can maximize your chances of getting your refund without unnecessary delays.
FAQs
How long do tax refunds take in 2025?
Most refunds are issued within 10 to 21 days if you e-file and choose direct deposit.
When will EITC and ACTC refunds be available?
Refunds for these credits are expected by March 3, 2025.
Does filing a paper return delay my refund?
Yes, paper returns take 4-6 weeks longer to process than e-filed returns.
What can slow down my tax refund?
Errors, missing information, paper filing, tax debts, and peak-season delays.
How can I track my refund?
Use the IRS ‘Where’s My Refund?’ tool or the IRS2Go app.
