DWP Urges Those Aged 66 And Over – Quickly Check If You’re Eligible For Pension Credit Online

Published On:
Keir Starmer

The Department for Work and Pensions (DWP) is encouraging pensioners to check if they qualify for Pension Credit, a benefit that tops up income for those over the State Pension age.

Despite its financial and additional perks, nearly 880,000 eligible pensioners miss out on this support each year.

Pension Credit

Pension Credit is a means-tested benefit designed to ensure pensioners have a minimum level of income. It consists of two parts:

  • Guarantee Credit: Tops up weekly income to £218.15 for single pensioners or £332.95 for couples.
  • Savings Credit: Available for those who reached State Pension age before April 6, 2016, adding £17.01 per week for singles or £19.04 per week for couples.

While eligibility is primarily based on income, some pensioners with higher earnings can still qualify if they have a severe disability, are carers, or have high housing costs.

Extra Perks

Receiving Pension Credit provides more than just a financial boost. It can also grant access to:

  • Winter Fuel Payment – Helps cover heating costs in colder months.
  • Free NHS dental treatment – Reduces healthcare expenses.
  • Warm Home Discount – Additional support for energy bills.
  • Free TV Licence – Available to recipients aged 75 and over.

How to Apply

Applying for Pension Credit is simple and can be done in the following ways:

  • Online via the official GOV.UK website.
  • Phone by calling 0800 99 1234.
  • Paper application by printing and submitting a form.

Applications can be made up to four months before reaching State Pension age.

Information Required

When applying, pensioners will need:

  • National Insurance number.
  • Details of income, savings, and investments.
  • Bank or building society account details.
  • Financial information for backdating claims (up to three months ago).

With an average of £4,200 per year in Pension Credit available, pensioners are urged to check their eligibility and claim the support they deserve.

FAQs

Who can claim Pension Credit?

Anyone over State Pension age with a low income may be eligible.

How much is Pension Credit worth?

It tops up income to £218.15 (single) or £332.95 (couple) per week.

What extra benefits come with Pension Credit?

It includes help with heating bills, NHS costs, and a free TV licence.

How can I apply for Pension Credit?

Apply online, by phone at 0800 99 1234, or via a paper form.

What details do I need to apply?

You need your NI number, income details, and bank account info.

Swachhata Hi Seva

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