The Department for Work and Pensions (DWP) has issued a fresh alert urging pensioners over 66 to apply for Pension Credit, a benefit that not only boosts income but also provides access to additional financial support. Eligible pensioners could receive up to £8,368 per year, easing the burden of essential living costs.
Pension
Pension Credit is a government benefit designed to support pensioners on a low income. It tops up weekly income to:
- £218.15 for single claimants
- £332.95 for couples
This is separate from the State Pension, meaning it provides extra income without affecting existing pension payments.
Additional
Beyond the core Pension Credit payment, eligible pensioners can access additional benefits worth up to £4,168.40 per year, covering rent, council tax, energy bills, and healthcare.
Housing Benefit – £1,000
Pensioners receiving the Guarantee element of Pension Credit can claim Housing Benefit, which could cover a significant portion or even the entirety of rent costs.
Council Tax Reduction – Up to £1,600
Claimants may be eligible for council tax discounts ranging from 25% to 100%, depending on individual circumstances and local council policies. A full discount could eliminate council tax bills entirely.
Free TV Licence – £169.50
Anyone over 75 claiming Pension Credit qualifies for a free TV licence, removing the need to pay the annual £169.50 fee.
Warm Home Discount – £150
Claimants receive a £150 discount on energy bills through the Warm Home Discount Scheme. This is automatically applied to electricity bills by March 31, 2025.
Free NHS Prescriptions – £9.90 per item
Pension Credit claimants are entitled to free NHS prescriptions, saving £9.90 per item in England.
Free NHS Dental Treatment – Up to £1,000
Qualifying pensioners receive free NHS dental care, covering anything from routine check-ups to dentures worth up to £1,000 per year.
Free NHS Eye Care – Up to £215
Those receiving the Guarantee element of Pension Credit qualify for free NHS eye tests and vouchers up to £215 for glasses or contact lenses.
Royal Mail Redirection Discount – £24
Claimants moving house can access a discounted Royal Mail redirection service, reducing costs from £84 to £60—a saving of £24.
How To
Eligible individuals can apply up to four months before reaching State Pension age (66) or at any time afterward. However, applications can only be backdated by three months.
Ways to apply
- Online: Through the official GOV.UK website
- Phone: Call the Pension Credit claim line at 0800 99 1234
Applying for Pension Credit is quick and straightforward, potentially unlocking thousands of pounds in financial aid. With the cost of living rising, this benefit provides much-needed relief to pensioners across the UK.
FAQs
How much can I get from Pension Credit?
You can receive up to £8,368 per year, depending on eligibility.
Who qualifies for a free TV licence?
Anyone over 75 claiming Pension Credit is eligible for a free TV licence.
Can I get help with my rent through Pension Credit?
Yes, you may qualify for Housing Benefit, covering up to £1,000.
How do I apply for Pension Credit?
Apply online via GOV.UK or call 0800 99 1234.
Does Pension Credit affect my State Pension?
No, Pension Credit is an extra benefit separate from your State Pension.
