The UK government has introduced a £90 Cost of Living Grant to support low-income households struggling with rising expenses. This initiative, part of the Household Support Fund (HSF), provides much-needed financial relief to families facing difficulties affording essentials such as food, utilities, and housing costs.
With inflation rising and energy bills increasing, many UK households are experiencing financial pressure. This grant aims to assist pensioners, low-income families, and Universal Credit recipients, helping them manage daily expenses.
In this guide, we explain who qualifies for the grant, how to apply, and other available financial assistance to help families cope with the cost of living crisis.
Overview
| Aspect | Details |
|---|---|
| Grant Amount | £90 per eligible household |
| Fund Name | Household Support Fund (HSF) |
| Eligibility | Low-income families, pensioners, Universal Credit claimants, and individuals on other benefits |
| Application Deadline | Varies by local council (check local authority website) |
| Official Source | GOV.UK Household Support Fund |
The grant is distributed through local councils, and applications must be made via your local authority’s website. Understanding the eligibility criteria and application process can help you secure this financial aid before the deadline.
Cost of Living Grant
The £90 Cost of Living Grant is part of a government initiative to help struggling families manage rising costs. The Household Support Fund, extended for 2025, provides funding to local councils, which then allocate financial assistance to eligible households.
This initiative is essential for families facing financial hardship due to economic downturns, wage stagnation, and rising household expenses. By supporting eligible households, the government aims to reduce financial stress and ensure that basic needs are met.
Grant
The cost of living crisis in the UK has made it difficult for many households to afford essentials. The government introduced this grant to help with:
- Rising Inflation – Covering higher costs of groceries and daily necessities
- Increased Energy Bills – Supporting those struggling to heat their homes
- Higher Housing Costs – Helping families manage rent and council tax expenses
- Food Insecurity – Ensuring families can afford nutritious meals
This grant is especially important for pensioners, low-income families, and individuals with disabilities, who often face the greatest financial difficulties.
Who Is Eligible?
Each local council sets its own eligibility rules, but generally, the grant is aimed at:
Low-Income Households
- Families earning below a specific income threshold (varies by council)
- People on Universal Credit, Housing Benefit, or Income Support
- Households receiving free school meals for children
Pensioners
- Pensioners receiving Council Tax Support
- Those struggling with heating and food costs
- Pensioners relying solely on a state pension for income
Individuals with Disabilities
- People receiving Personal Independence Payment (PIP) or Disability Living Allowance (DLA)
- Those with higher living expenses due to medical or accessibility needs
Households Not on Benefits
- Some councils allow applications from families not on benefits but experiencing financial crisis
- Households with unexpected financial burdens, such as job loss, medical emergencies, or increased childcare costs
How to Apply
Applying for the grant is simple, but you must act fast before deadlines pass. Follow these steps:
Check Your Local Council’s Website
- Use the GOV.UK Local Council Finder to access your council’s application page.
- Look for Household Support Fund or Cost of Living Support.
Gather Required Documents
You may need:
- Proof of income (payslips, benefit statements)
- Recent bank statements
- Identification (passport, driving license)
- Council tax or utility bill statements
Submit Your Application
- Complete the online form on your local council’s website.
- Some councils may accept paper applications at local offices.
Wait for Approval
- Most councils process applications within 2 to 4 weeks.
- If approved, the £90 grant will be transferred to your bank account or provided as vouchers.
Financial Support
Besides the £90 Cost of Living Grant, the UK government offers other support programs to help with living costs:
Warm Home Discount
- £150 discount on electricity bills for low-income households
- Check eligibility on the official website
Winter Fuel Payment
- £200 to £300 for pensioners born before 23 September 1958
- More details at GOV.UK Winter Fuel Payment
Cold Weather Payment
- £25 per week if temperatures drop below zero degrees for seven days
Universal Credit Cost of Living Payments
- If you receive Universal Credit, you may be eligible for additional financial support
Food and Energy Vouchers
- Some councils offer extra food and energy bill vouchers for struggling families
- Check with your local council for availability
FAQs
Who is eligible for the £90 Cost of Living Grant?
Low-income families, pensioners, and Universal Credit claimants may qualify.
How do I apply for the £90 grant?
Apply through your local council’s website with proof of income and ID.
When will I receive the £90 grant?
Most councils process applications within 2-4 weeks after submission.
Can I apply if I do not receive benefits?
Some councils allow applications from families in financial crisis, even without benefits.
What other financial help is available?
Warm Home Discount, Winter Fuel Payment, and Universal Credit top-ups are available.
