The $1,400 stimulus checks, also known as Recovery Rebate Credit or Economic Impact Payments, were introduced to provide financial relief during the COVID-19 pandemic.
These payments were part of the U.S. government’s efforts to support struggling citizens. Even in 2024 and 2025, the Internal Revenue Service (IRS) continues to issue these payments to individuals who either did not receive their previous checks or failed to claim the full amount when filing their 2021 tax returns.
However, not everyone is eligible for this payment. Before expecting a check, it’s important to know the eligibility criteria to avoid disappointment.
Who Is Not Eligible?
Not everyone qualifies for the $1,400 stimulus payment. The IRS has set strict eligibility requirements, and if you fall into any of these categories, you will not receive a check:
- No Social Security Number (SSN): If you do not have an SSN, you are ineligible.
- Non-Resident Aliens: Individuals without a green card or proof of substantial presence do not qualify.
- High-Income Earners: If your income exceeds the limits set by the IRS, you may not receive a full or partial payment.
Income Limits
Your eligibility for the stimulus check is based on your Adjusted Gross Income (AGI) and your tax filing status. If your income is above the limits, your payment amount will either be reduced or completely eliminated.
| Filing Status | Income Limit (Full Payment) | Phase-Out Limit (No Payment) |
|---|---|---|
| Single Filer | $75,000 or less | $80,000 or more |
| Married, Filing Jointly | $150,000 or less | $160,000 or more |
| Head of Household | $112,500 or less | $120,000 or more |
If your income is between the full payment and phase-out limit, the IRS gradually reduces the amount you receive. If your income exceeds the phase-out limit, you will not receive any stimulus payment.
How to Claim
If you believe you qualify but haven’t received your payment, here’s what you should do:
- Check Your IRS Account: Log into the IRS website to verify if you were issued a payment.
- File a 2021 Tax Return: If you didn’t claim the payment back then, you can still file an amended return and request the Recovery Rebate Credit.
- Ensure Your Information Is Up to Date: Make sure the IRS has your correct mailing address and banking details.
Stimulus payments have provided significant financial relief to millions of Americans. However, it’s essential to understand the eligibility rules before expecting a check.
If you meet the requirements, take action to claim any missing payments before the deadline passes.
FAQs
Who is eligible for the $1,400 stimulus check?
Individuals with a valid SSN and income within the IRS limits qualify.
Can non-resident aliens receive the stimulus check?
No, only U.S. citizens and certain resident aliens are eligible.
What is the income limit for a single filer?
Single filers must have an AGI of $75,000 or less for full payment.
How do I claim a missing stimulus payment?
File a 2021 tax return and request the Recovery Rebate Credit.
Will high-income earners receive a partial payment?
Yes, but payments phase out completely at $80,000 for single filers.
